Home Insurance: Make Sure Your Equipment And Belongings Are Insured

When people work for someone else, the “boss” usually handles business management. However, just because people own home businesses doesn’t mean they don’t have to practice good business management. One of the best business management steps is making sure your equipment – the very tools that make it possible for you to work – is covered by insurance.

Some homeowners’ insurance policies cover your home business equipment, and some don’t. If yours does, find out how much coverage you have and whether you should purchase more. If yours doesn’t, consider purchasing insurance coverage.

When you make the home business management step of purchasing insurance for your home business equipment, remember: your computer isn’t the only tool you use. Take into account all accessories pertinent to your home business, including digital cameras, printers, scanners, fax machines, and copiers.