Value Your Health-Buy Insurance

Many feel that health insurance is a waste of money. These people are often quite healthy and have no need to see their physician beyond yearly check-ups. However, health insurance is extremely important because it not only offers you protection from harmful illnesses or diseases and creates a better quality of life, but it can protect you from financial devastation in the case of an emergency.

One of the most crucial reasons to have health insurance is to cover the costs of medical bills – emergency or non-emergency. Without health insurance, you may be tempted to not see a doctor about medical issues you have, or you may assume that they are not serious. Both of these options are harmful and unwise as medical issues will often progress and become worse over time.

Insurance is often about ensuring you are covered in an emergency situation. For instance, you carry automobile insurance so that if you ever get into an accident, you will not be responsible financially. Health insurance works in much the same way, but it is also used to cover basic medical expenses and sometimes even preventative care depending upon your insurance provider. This can increase or improve your quality of life by allowing you to be proactive in your health care instead of simply reacting to medical issues that may arise.